How Much Home Can You Afford?

While homeownership has long been a central part of the American Dream, these days, it’s an ambition that’s becoming increasingly out of reach for many. Saving for a down payment…

Prequalification vs. PreApproval Prequalification and preapproval are two important real estate finance terms. Unfortunately, these terms often get confused. The difference is important as it describes a lender's actual level…

“By failing to prepare, you are preparing to fail.” ― Benjamin Franklin Preparation is an essential element in any successful real estate transaction, especially when the unexpected happens, and it…

You might be getting a mortgage for your new home, but did you know?  There are fees that you, the buyer, must pay prior to that new mortgage and prior…

Qualifying for a mortgage can be one of the more frustrating aspects of the steps to buying a house, even if you have great credit. On the other hand, if…

Don't Bring Me Down Mortgage prequalification is the essential first step buyers should take before even starting to look at houses. Here is a scenario we see all time: A…

When purchasing a home, you know the sales price you have negotiated, but when you make it to the closing table your might be surprised at some of the other expenses…

The language of mortgage lending can be very confusing. There is a multitude of acronyms that make up a sort of mortgage lending alphabet soup. Terms like APR, ARM, COSI,…

If you’re thinking of buying a home in the Colorado Springs area, and you’re not paying cash (and how many of us are doing that?), you will need to know…