Understanding Clouded Titles

Understanding Title Clouds, Colorado Springs Real Estate
When you buy a house you certainly don't want to inherit someone else's debts or legal problems. This is one reason for a title Insurance policy. Title Insurance protects or insures that you have "Clear Title" to your property. Clear Title means that there are no liens, claims, judgments or problems with the title. The aim is to define the undisput...
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What is Title Insurance and Why You Absolutely Must Have It.

Title insurance is just one of the many things that appear on your home buying settlement sheet, but it’s also one of the most important. The Colorado Springs property you are buying has probably gone through several changes of ownership over the years (unless it’s new construction). One of the necessary procedures during the home buying process is...
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Choose Your Colorado Springs Title Insurance Company Wisely

When buying or selling your Colorado Springs home you most likely do the appropriate research before choosing your real estate agent, your lender, your moving company and others. But did you know that you also have the right to choose your title company? In our previous posts we explained the importance of title insurance and how the costs are dete...
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How to Assess Title Insurance Rates and Fees for your Colorado Springs Home

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  In our last blog post we talked about the necessity of buying title insurance for your home purchase .  Now, we want to discuss the cost of title insurance, how it is calculated and how a little legwork on your part can save you money. The title insurance industry is unique in that regulation by the state serves as a natural check on pr...
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How are Title Costs Determined?

The title insurance industry is unique in that regulation by the state serves as a natural check on profits. Rates by title companies are ultimately set in response to competition in the marketplace. However, if the competition does not lead to fair rates, the state steps in stating that rates cannot be “excessive, inadequate, or unfairly discrimin...
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