International Notary Guidelines

Notary Guidelines
I'm certainly not going to pretend to be an expert on all things regarding legal notary services around the globe. It only came to my attention a few years ago that it might not be as easy to process real estate paperwork everywhere as it is here!  In the United States of America, many legal documents need to be notarized. For most of us, in o...
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The Home Inspection

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You’ve been out looking at homes. As a matter of fact, you’ve seen a lot of homes, so many that when you walk into the right one you know it immediately. Your Realtor writes an offer and you work out the pricing and other terms, you are “under contract”. Then it hits you, you really don’t know much about what you are buying, you know how the house ...
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Steve's Picks for a Nice Weekend

Steve's Picks for a Nice Weekend
My family and I moved to Colorado Springs in the Fall of 2008 and we quickly fell in love with the lifestyle, the abundance of year-round outdoor activity, fresh air and lots of sunshine! Oh, and plenty of snow just to make things really exciting. This area has so much to offer no matter your season of life. But if you are like me, married with kid...
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Understanding Your Property Taxes

Understanding your Colorado Springs property taxes
Will property taxes go up in 2017? Better yet, just how are property taxes calculated? Here, in Colorado Springs, the El Paso County Assessor re-evaluates the value of homes every two years. He starts with the current market value of the home. Market Value is based on the most recent comparable sales in the area. Once market value is determined, he...
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1st Time Home Buyer's Seminar

1st Time Home Buyer's Seminar
In this crazy, fast-paced real estate market in Colorado Springs, if you blink you might miss out on getting the #1 home on your list. You need to know what you are doing and you need a good team on your side giving you the right advice. On Saturday February 4th, you are invited to a 1st Time Home Buyer's Seminar that will give you some great advic...
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Understanding Clouded Titles

Understanding Title Clouds, Colorado Springs Real Estate
When you buy a house you certainly don't want to inherit someone else's debts or legal problems. This is one reason for a title Insurance policy. Title Insurance protects or insures that you have "Clear Title" to your property. Clear Title means that there are no liens, claims, judgments or problems with the title. The aim is to define the undisput...
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Why People Move to Colorado Springs

Why People Move to Colorado Springs
There are probably a gazillion reasons why so many people are moving to Colorado, year after year, and after 27 years of living here myself, here are just a few of my own: WE HAVE JOBS! And we apparently have A LOT of them, and in a wide range of industries, especially in the professional and business sectors. As of November, 2016, the unemployment...
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What is the Difference Between Prequalification and Preapproval?

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Prequalification vs. PreApproval Prequalification and preapproval are two important real estate finance terms. Unfortunately, these terms often get confused. The difference is important as it describes a lender's actual level of commitment to a home buyer. Interchanging these terms can create problems during the home buying process. Prequalificatio...
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Everything You Need to Know About Mortgages

The world of home financing is a multi-faceted one and we at Springs Homes would like to help you understand the ins and outs of the mortgage world. Much of the confusion and seemingly random nature of the home loan and mortgage process has to do with where the money comes from and how it flows.  There are multitudes of exceptions and guidelin...
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Just Listed! 3515 Mosswood Lane Colorado Springs CO 80910

Just Listed! 3515 Mosswood Lane Colorado Springs CO 80910
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Well, if this isn't the cutest house! Check out my new listing.  Built in 1972, this charming home features 4 bedrooms, 2 baths and over 1,600 finished square feet!  Includes updated kitchen with Silestone counters, new cabinets, new sink/faucet, new flooring, new roof, new carpet, new lighting, new windows, new doors, new paint, updated ...
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Southern Colorado Insurance Changes

Southern Colorado Insurance Changes
I love it here... so thankful for limited natural disasters like tornado, hurricane, earthquakes. However, Colorado is still subject to blizzards, hail, wind, and fire. 2012 and 2013 were devastating locally when it comes to fire. Much of those homes have been rebuilt. So, let's talk about the unfortunate weather issues of 2016 And how it's changin...
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Fears and Worries of Home Buyers

Fears and Worries of Home Buyers
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Have you, or someone you know, been considering purchasing a home but the associated worries seem to be too overwhelming? Here are a few thoughts that should hopefully help alleviate those concerns. Worried about the associated costs required to purchase a home? Worried that you will not be able to take vacations or go out to dinner or plan for ret...
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Cash Buyers for Homes: Pros and Cons

Cash Buyers for Homes: Pros and Cons
Right now I'm working with a cash buyer, meaning they do not have to get a loan to purchase a home.  Often times cash buyers ask "can I negotiate more since I'm paying cash?"  Here is what I tell them:  Advice for Cash Buyers Being a cash buyer is great because you don't have to wait the usual time for a mortgage loan. You can usuall...
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What is a Loan Commitment?

The Loan Commitment is the final stage in the home mortgage financing process. At this point you should have gone through “Pre-Qualification” and “Pre-Approval”. These are both important prerequisites to purchasing a home but neither one of these processes require actually having a particular home in mind, they just let everyone involved know that ...
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Colorado Appraisals Get More Expensive

Colorado Appraisals Get More Expensive
People often confuse a home inspection with a home appraisal. To clarify, a home inspection is to determine the condition of the home and inclusions. A home appraisal is a formal opinion of value to determine what the property is worth. If you're getting a new mortgage your lender will require an appraisal in order to justify the sal...
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More About Meridian Ranch - Part 2

More About Meridian Ranch - Part 2
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PERHAPS YOU'VE PLAYED THIS GAME BEFORE? BUT TODAY YOU'RE BARELY SURVIVING. There you are. You’re on a brisk walk with the kids. You notice a speeding Beamer zooming toward your youngest. Your toddler. She's about to cross the road. You think, “hey, we need a cross-walk here” catching her bolt just in time. People need to know we l...
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Tankless vs Tank Water Heaters: What's the Best?

Tankless vs Tank Water Heaters: What's the Best?
I've often wondered, so maybe you have too, what the best style of water heater is for a home. The tankless option which came out years ago to provide more energy efficiency seems to be a great option, because water isn't sitting in the typical stand-up tank being heated and unused.  However I wanted to get some expert advice, so I consulted w...
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Why Buyers Should Get Sewer Inspections

Why Buyers Should Get Sewer Inspections
A lot of first time homebuyers may not be aware that sewer inspections are not part of your routine home inspection. This is so important. Buying a home & moving is stressful enough as it is. Finding out that you have a bad sewer line after closing would just add to that list. Sewer line inspections can range from about $150-$300. Plumbers will...
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Getting to Know Meridian Ranch

Getting to Know Meridian Ranch

YOU’RE STUMPED SOMEWHERE Maybe you’re just scoping Meridian Ranch from afar. Or maybe just want to know—WHO RUNS MERIDIAN RANCH? I did. This post kicks off the Brain Builder series for Meridian Ranch at Falcon Colorado. You ready? Sure, there’s no such Meridian mayor running the place. But are you wondering…WHY ISN&rs...
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9 Things Which Give Value to a Neighborhood

9 Things Which Give Value to a Neighborhood
I recently wrote a blog about things which devalue a neighborhood. Now it's time to talk about things which add value to one:   1. School District - Being in a desirable school district always adds value to a property. In fact, I sometimes get phone calls from out of state buyers who are coming to Colorado Springs and have already targete...
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