After graduating college, Courtney worked for a new home builder here in Colorado Springs for a couple of years before becoming a licensed real estate professional in the summer of 1997. With close to 20 years in real estate, helping buyers and sellers exceed their real estate goals, remains her true passion. From traditional residential sales, to investment, second home, resort, and fix and flip properties, Courtney's experience, skill, dedication, go get 'em attitude, and never say never spirit, are what help set her apart in this industry.


The military also hold a soft spot in Courtney's heart. With so many military installations in Colorado Springs, she became a member of the Volunteer Realtor Program at Fort Carson years ago so that she could learn the unique nuances of military transfers both in and out of state, country, and world. Since that time, she has helped 100s of military families make these sometimes difficult move that much easier!


In her spare time, her son takes priority. From walking the golf course with him during his school golf tournaments, from score keeping his traveling team's basketball games most weekend evenings, from getting him out on the trails with her so that he can grow up appreciating and respecting the beauty and perfection that is this great state of Colorado, her son is typically right by her side.

Fears and Worries of Home Buyers

Fears and Worries of Home Buyers

Have you, or someone you know, been considering purchasing a home but the associated worries seem to be too overwhelming? Here are a few thoughts that should hopefully help alleviate those concerns.

b2ap3 large one Worried about the associated costs required to purchase a home? Worried that you will not be able to take vacations or go out to dinner or plan for retirement because all of your current savings will be drained? DON'T BE. In this day and age, it is relatively inexpensive to purchase a home. VA loans require no down payment, and FHA loans require only a 3.5% down payment, and there are programs out there now that offer either down payment assistance or even down payment grants! Concerned about your closings costs? DON'T BE! Most savvy real estate professionals can get the Seller to pay your closing costs for you during the negotiation process!

b2ap3 icon twoWorried you might not ever find a home you really like? First and foremost....don't settle, on a mediocre home, or on a mediocre real estate professional. If you work with the right real estate broker, they will take as long as you need until you find the home that is perfect for you. If you are feeling rushed or pressured by a real estate professional to hurry up and buy something, find another real estate professional! You deserve the time, patience, and respect that is needed to help you with perhaps the biggest purchase of your life!

b2ap3 icon threeWorried about buying a home that will have tons of repairs that are found only after you purchase it? Completely legitimate concern, but it can be alleviated two fold. A. Hire a professional home inspector to inspect your home prior to closing. A home inspector's job is to make sure you know every possible thing, both good and bad, about the home. A home inspector can also give you an idea of how much certain bigger repair items might cost so that you can go back to the Seller and ask them to correct the issue(s) before closing. B. Purchase a home warranty that can potentially cover costly home repairs and replacements due to normal wear and tear after you have closed on your new home. (A home warranty is a separate contract that covers repairs and replacements on systems in your home and coverage typically lasts for a one year period).

b2ap3 icon fourWorried that it is cheaper to rent than own? In most areas of the United States, it currently is not, and for Colorado Springs specifically, it definitely is not. If you are fairly certain that you will be in one place for at least three years, it just makes sense to purchase versus rent. Think about it this way: Rent money literally disappears, and you are not able to build ANY equity like you would with owning a home. Rent money pays your landlord's mortgage not your own. Rent money does not allow you vital federal tax deductions that come with owning a home. If in true doubt, use a rent vs. buy calculator to crunch the numbers or contact a local real estate professional for more insight.

Fear of the unknown causes quite a few of us to not make potentially good decisions. It is okay to be afraid, and it is definitely okay to ask questions...a lot of them! I am always here to answer your questions and even the ones that you may not even know that you have...I am ready when YOU are ready!

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Why you should not rule out selling your home in the winter months

Why you should not rule out selling your home in the winter months

Winter will here before we know it, but that should not give you any concern at all if you are considering putting your home on the market for sale in the next few months.  Here are my reasons why:

1. The winter market can be less competitive for Sellers since many families will wait until Spring to list their home. Economics 101: Supply and demand.  Supply goes down, price goes up. This creates a unique opportunity for a Seller to make a little more money just by selling in the Winter months.

2.  The smaller amount of inventory in the form of active listings will allow Sellers to get more attention from a bigger pool of Buyers. This bigger pool of Buyers creates another unique opportunity for Sellers in the Winter months.  A bigger pool of existing Buyers will typically translate into shorter times before a Seller can expect an offer.  

3.  Many people do not know this, but many larger corporations will transfer existing employees or hire new ones early in the new year. During this time period, and especially in larger metro markets like Denver and Colorado Springs, this activity tends to produce highly motivated Buyers for Sellers listing their homes in the Winter.

4.  Buyers looking to purchase in the winter tend to be more bound and determined to buy. Most folks will not do a great deal of window shopping in the harsher weather months of December and January like they tend to do in warmer months like March and April. Listing your home in the Winter will likely eliminate some of the 'lookie loos' of the Spring months.   

To support my rationale, I found a study that came out in late December, 2013 from the online brokerage firm, Redfin. This study found that Sellers net more above asking price during the months of December, January, February, and March than they do from June through November. Further, homes listed in Winter sold faster than those listed in Spring. The likelihood of selling a home when listing in Denver broke down like this:  If you listed your home in Winter, you had a 77% chance of getting it sold in six months or less, in the Spring, you had a 64% chance, in the Summer, you had a 63% chance, and in the Fall, you had a 68% chance.

Winter is coming friends, and numbers don't lie! If you are needing or wanting to sell your home in the Winter months, you can and with confidence! Feel free to give me a call.

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